Friday, January 31, 2020

International service2 Assignment Example | Topics and Well Written Essays - 500 words

International service2 - Assignment Example Credit ratings play a fundamental role in a reduction of the information asymmetry. Such information concerning the value of securities or bonds is often a subject to distortion and bias, but the rating portfolio chips in to alleviate the crises. The information provided for a certain bond or security influences the intensity of participation of its sales and value in the financial markets. For a borrower to qualify in the stage of borrowing, the lender has to reconsider a variety of factors, one of which is credit rating. Third parties also utilize the same analysis to establish the confidence of the bond progress. Primarily, credit ratings are very essential in reducing such information gap. One has to spot a critical difference between a real borrower and a risk borrower. In this way, credit ratings will come hand in hand with their in-depth information. The information is independent and not subject to bias. Private investors may not keep in close useful trend with the companies that issue the security. Therefore, it is important for an intermediary to come in between the companies giving their results in terms of ratings. The ratings will not only aid in investment portfolios but also in transparency and disclosure of appropriate bonds purchase in the coming days. Most significantly, credit rating process utilizes the entire firm’s financial data, financial trends, accounting information and other charters to come up with a conclusive information of rating the firm. The evaluation process is rigorous and consumes much time. Those analyzing the data always strike a clear balance in the assessment tools to ensure that there is no one firm that is disadvantaged. The information is also withheld d and not disclosed to other competitive firms, hence high level of confidentiality. With the rigorous process utilized in data collection, analysis and final verification, the

Thursday, January 23, 2020

Graduation Speech -- Graduation Speech, Commencement Address

Well guys, we've made it. We've made it through four years of one of the most highly involved times in our lives. We've seen all, we've done all, and at this point in the year, most of us have probably had enough of it all. If you think about it, four school years is really a long time. four years of high school is equal to 720 school days, 4,320 class periods, and if you're a busy guy like me and you tend to count things by the minute, then it might surprise you to know that we've been in class for about 237,600 minutes. Class of 2006- are you ready to graduate? There's a term I like to use to describe our high school experience: metamorphosis. As high schoolers, we metamorphosize; we change over the course of four years. We start as nothing and eventually we become something. When Terrace's doors opened in the fall of '98, we were not the same class that we are today. Something happened to us. Something made us change. That something was our hard work. It helped us to develop our talents, to accomplish great things, and to become the unique individuals that we are today. What, do you think that Brandon Gibbs began freshmen year as a varsity basketball player and a top runner? Did Mat Montgomery just walk into the school one day prepared to lead the Jazz 1 trumpet section? Would Sarah Abel, Keola Awana, and Chris Potts have been ready to serve on the top positions in ASB our freshmen year? What about guys like David Johanes and Tim Lehman, two of our great bowlers here at MTHS? Have you ever heard of an all-freshmen sports team winning state? I haven't. Four years ago, before I had anchored for morning announcements, I could not have imagined myself speaking to thousands of people. I would have been too scared to get up o... ...g. We have always been a diverse group and naturally, we will go on to different places next year. Class of '06 will enroll in as many schools and work in as many jobs as the variety of people that we come in. But one thing is for sure, and that is we have finally reached the end of our metamorphosis. We are at the final stage now and tomorrow, we will all head off to live very different lives. I myself will be going to the University of Washington next fall. Tonight, we will cease to be Terrace Hawks. Tonight, we will step out of our cocoons, and become new people. Tonight many of us will become Huskies. Others will become Cougars, Trojans, Tritons, Bulldogs, Vikings, and Dolphins. Tonight, we have transformed into the hard-working college student. Tonight, after four years, we have finally metamorphosized. Dunbar Class of 2006, the world is ours, let's go get it!

Wednesday, January 15, 2020

Dunkirk and the battle of Britain Sources Questions

1) How useful is sources A, B and C in understanding what the battle for Dunkirk was like? Explain your answer. Source A is useful in the effect of giving us a first hand account of the events that occurred. The only problem with this source is that we don't know if it applied to many people, or if it just applied to Commander Thomas Kerr. We also need to know the date that this source was written to find out how accurate it really is. Source B also gives us a first hand account of what happened on the beach. But also, only gives us one mans views of what he was experiencing and we don't know how popular this sort of thing was, we would need more evidence to find out how useful this source is. Source C unfolds one mans views of a brave soldier attacking many planes. But this source may have only applied to this certain individual. After long hard thort, I have come to the conclusion that source B and C supports each other in the sense that the British army are fighting back. But sources B and C don't support source A. 2) â€Å"Dunkirk was a great deliverance and a great disaster.† Is there any sufficient evidence in sources d-j to support this interpretation? Use the sources and your own knowledge to explain your answer. This interpretation is correct in the sense that Dunkirk was a triumph and a disaster. It was written by A.J.P Taylor. Although at the time of Dunkirk it was only seen by people as a great triumph. Only after time as historians studied sources the thought of disaster was introduced. Source D shows the beaches with people being rescued from them. It also shows plains bombing. Its factual accuracy unknown. This is because it is on its own and on its own, the source is hard to tell how accurate it actually is. Also the government used to employ artists to paint ‘glorified' pictures of events. The painting was actually painted by a British man named Charles Cundull. If the government didn't employ this man his versions of events would have been bias anyway. The government also stopped all paintings during the war unless they were designed specifically for positive propaganda. Source E shows thousands of troops lining up on the beaches to be picked up. This source is pretty accurate because it is a photograph and photographs don't lie. But on the other hand we know that not all the troops were this well behaved. But because it is only a photograph we can only see one instant of time. And only gives us a glimpse of the events that unfolded. Source F shows the allied troops defending them self's and shooting at German plains. This source is interesting because it backs up source B. this source fits in well with other sources but again, only provides us with one instant of time. Source G is a speech about the spirit of the British army. It was written by Antony Eden. He was minister of war. It was written in 1940. This speech was almost certainly written and spoke to keep moral high. We can't exactly rely on this source due to the position that Britain was in at the time this was written. Source H is a source extracted from a British newspaper, published in 1945. The basic facts it explains are correct. What's not accurate is the way the people felt. The way they express this is a little bit bias. this source is also for boosting moral but not as much as source G. this source tells a bit more of what the conditions are really like. Source I is a historians view of the Dunkirk operations. This sources factual accuracy is very good as far as the facts go. This was written by A.J.P Taylor, and was published in 1965.

Tuesday, January 7, 2020

Globalization is a force for good. Discuss Free Essay Example, 1250 words

LOBALIZATION IS A FORCE FOR GOOD By of the of the School Introduction Metz (2013) defines globalization as â€Å"the process of international integrations that arises from the interchange of products, world views, ideas as well as other aspects of culture†. Major factors in globalization that further interdependence of cultural and economic activities include advances in transportations as well as telecommunications infrastructures (news. bbc. co. uk). Globalization entails the opening of national as well as nationalistic perspectives to a more extensive outlook of an interdependent and interconnected world with free flow and transfer of goods, services, and capital across national frontiers (Metz, 2013: 2). In 2000, the International Monetary Fund (IMF) pinpointed four fundamental aspects of globalization: capital and investment movements; trade and transactions; the dissemination of knowledge: and migration and movement of people (AACSB International, 2011: 103). Globalization, therefore, has been and still is a controversial subject. This is so because it has both positive and negative effects. Its opponents argue that it has touched each and every nation because it increases wealth, consumer choice as well as promoting democracy. We will write a custom essay sample on Globalization is a force for good. Discuss or any topic specifically for you Only $17.96 $11.86/pageorder now It has made the world a global village (smaller place), with increased communications, trade and workforce mobility (Ritzer, 2010: 125). This paper aims at discussing why globalization is a tremendously force for good, and it should not be defended but promoted at all cost. Why globalization is a force for good Several reasons can be advanced that indicate that globalization is a force for good. Firstly, globalization connects people by the means of free flow of ideas and communications (AACSB International, 2011). This enables people to improve their lives because it offers new opportunities for work, travel, and education. It is a major force for good because its main quality is the free flow of capitals, particularly towards the less resistance (Mishkin, 2006). Close connection of people ensures faster rate of development of the world because it plummets the cost of generating and implementing new innovations and ideas (news. bbc. co. uk). This results into many ideas generated in the first instance particularly due to the democratization of information. According to AACSB International (2011), globalization has changed a lot with technology. Children are now learning differently as well as much faster with technology. People can communicate better with emails, calling and texting instead of writing letters.